{"id":7292,"date":"2017-01-19T13:05:05","date_gmt":"2017-01-19T12:05:05","guid":{"rendered":"http:\/\/www.ortalloggi.com\/en\/assicurazioni-per-immobili-in-affitto\/"},"modified":"2021-05-07T10:52:39","modified_gmt":"2021-05-07T08:52:39","slug":"insurance-for-rental-properties","status":"publish","type":"post","link":"https:\/\/www.ortalloggi.com\/en\/insurance-for-rental-properties\/","title":{"rendered":"Insurance for rental properties"},"content":{"rendered":"<h4 style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><span style=\"color: #000000; text-decoration: underline;\">Insurance for rental properties<\/span><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">We are in a situation where most often offered for rental houses is unfortunately accompanied by a diminishing tenant solvency. As one article in a national Italian newspaper, the certainty of the owners to be paid is fundamental because the procedures for arrears dissuade any confrontation with the tenants.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">Recently, they were born insurance products that protect from the danger of any unpaid monthly fees.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">To name a few of the most popular products, there are:<\/span><\/p>\n<ul>\n<li style=\"text-align: justify;\"><span style=\"color: #000000;\">VALORE AFFITTO (Auxilia Finance, promoted by the Italian Federation of Professional Estate Agents, of which we are part)<\/span><\/li>\n<li style=\"text-align: justify;\"><span style=\"color: #000000;\">LOCAZIONE AMICA (Credit Societ\u00e0 Finanziaria Spa)<\/span><\/li>\n<li style=\"text-align: justify;\"><span style=\"color: #000000;\">AFFITTO ASSICURATO<\/span><\/li>\n<li style=\"text-align: justify;\"><span style=\"color: #000000;\">AFFITTO SICURO (SoloAffitti Spa)<\/span><\/li>\n<li style=\"text-align: justify;\"><span style=\"color: #000000;\">SERVIZIO GARANZIA AFFITTO (Confedilizia, which it provides, differently from the other, a surety agreement)<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">We can say that, in general, these are formulas that provide for a variable premium between 1.4% and 2.5% of annual rent. If we take as a reference a fee of 500 per month, the fee to be paid between 84 and 150 euro per year.<\/span><\/p>\n<h4 style=\"text-align: justify;\"><span style=\"color: #000000;\"><u>Benefits for the landlord<\/u><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">Let us see very briefly what are the main advantages for the homeowner (landlord):<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li><span style=\"color: #000000;\">It is guaranteed for repayment of fees not paid by the tenant defaulting.<\/span><\/li>\n<li><span style=\"color: #000000;\">Before to conclude the policy the insurance company makes a thorough analysis on the reliability of the tenant. This response is also useful for the landlord.<\/span><\/li>\n<li><span style=\"color: #000000;\">He has the certainty of repayment of any damage to the house and its contents.<\/span><\/li>\n<li><span style=\"color: #000000;\">He has the possibility to pursue a legal claim for any disputes with the tenant, with costs borne by the company.<\/span><\/li>\n<\/ul>\n<h4 style=\"text-align: justify;\"><span style=\"color: #000000;\"><u>Benefits for the tenant<\/u><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">And now, again briefly, the main advantages for the tenant:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li><span style=\"color: #000000;\">He has the possibility of obtaining a guarantee, without the necessity to immobilize money on bank account.<\/span><\/li>\n<li><span style=\"color: #000000;\">He can save the payment the security deposit, while offering the owner a full warranty.<\/span><\/li>\n<li><span style=\"color: #000000;\">He simplifies the bureaucratic procedures for the lease and accelerates reaching an agreement with the owner.<\/span><\/li>\n<\/ul>\n<h4 style=\"text-align: justify;\"><span style=\"color: #000000;\"><u>General consideration<\/u><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">Obviously here are summarized only briefly some advantages and it is good to read carefully the documents related to each of the policies be taken out that present different nuances that can make lean more towards an insurance product or for another.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">For what concerns the revenue criteria that are applied, generally to get the insurance the cost of the rent should not exceed 30-40% of salary.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">Please forgive me if my English level does not respect the importance of the topic discussed, for any information please write me <span style=\"color: #3366ff;\"><a style=\"color: #3366ff;\" href=\"mailto:info@ortalloggi.com\">info@ortalloggi.com<\/a><\/span><\/span><\/p>\n<p><span style=\"color: #000000;\">Alice&nbsp; &#8211; <span style=\"color: #3366ff;\"><a style=\"color: #3366ff;\" href=\"http:\/\/www.ortalloggi.com\">www.ortalloggi.com<\/a><\/span><\/span><\/p>\n<p><span style=\"color: #000000;\">&nbsp;<\/span><\/p>\n<p><span style=\"color: #000000;\">FONTI: <a style=\"color: #000000;\" href=\"http:\/\/www.soloaffitti.it\/affittosicuro\/home\">soloaffitti.it\/affittosicuro\/home<\/a>; <a style=\"color: #000000;\" href=\"http:\/\/www.locazioneamica.it\/\">locazioneamica.it\/<\/a>; <a style=\"color: #000000;\" href=\"http:\/\/www.confedilizia.it\/servizi-confedilizia\/garanzia-affitto\/\">confedilizia.it\/servizi-confedilizia\/garanzia-affitto\/<\/a>;<\/span><\/p>\n<p><span style=\"color: #000000;\">\u202a#\u200eortalloggi \u202a#\u200elakeforlike \u202a#\u200elakeorta #italy #lookingforsecondhome #casa #nuovacasa #agenziaimmobiliare #realestateagency #affitto #affittosicuro #affittoassicurato #locazioneamica<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Insurance for rental properties We are in a situation where most often offered for rental houses is unfortunately accompanied by a diminishing tenant solvency. As one article in a national Italian newspaper, the certainty of the owners to be paid is fundamental because the procedures for arrears dissuade any confrontation with the tenants. Recently, they&#8230;<\/p>\n","protected":false},"author":9,"featured_media":14666,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[508],"tags":[560,582,583,471,472,442,584,474,475,477,480,446,487],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Insurance for rental properties - Ortalloggi<\/title>\n<meta name=\"description\" content=\"Insurance for rental properties. 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